Credit Portfolio Risk Analyst
683,560 – 1,064,640 Ft / month
Employer · Citi
Financial analyst
Loan officerFlexibleFull-timeBudapest
Europe LRD Underwriting Unit is an integral part of the Institutional Credit Management ("ICM") organization. The Unit's mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration in line with Local Regulatory Requirements as a partner to Risk and Banking, Capital Markets and Advisory's (BCMA) shared commitment to ensuring the safety and soundness of wholesale lending.
Tasks
- Complete Credit Approval Memo packages as per local regulatory requirements with limited supervision
- Analyse and assess risks in the credit relationships and formulate respective recommendations for Credit risk management approval
- Work closely with Credit Officers, Relationship/Product Managers and Traders / Salespeople to facilitate transaction approvals.
- Provide credit input to standardize credit-related documents and reporting for the portfolio.
- Provide ad hoc project support to regional and global Risk management projects.
- Ensure Credit Risk MCA and Controls are effective.
Conditions & benefits
Cafeteria ProgramHome Office AllowanceFor colleagues working in hybrid work modelsPaid Parental Leave ProgramMaternity and paternity leavePrivate Medical Care ProgramPrivate Medical Care Program and onsite medical rooms at our officesPension Plan ContributionContribution to voluntary pension fundGroup Life InsuranceEmployee Assistance ProgramLearning and development programsAccess to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and DegreedFlexible work arrangementsSupport you in managing work - life balanceCareer progression opportunitiesOpportunities across geographies and business lines
Requirements
- Candidate should have 3-5 years of credit or related experience.
- Intermediate analytical skills, including an understanding of key financial components
- Good knowledge of credit products and specific industry characteristics
- English reading and speaking. Knowledge of French or Arabic languages is beneficial.
- Strong analytical skills and ability to decompose transactions into the core risks.
- University Degree/Graduate Degree in Business, Finance or Economics or equivalent is a plus.