Credit Review Officer
Employer · Citi
Financial analyst
Loan officerFull-timeBudapest
Credit Risk Review (CRR) provides independent, objective, reliable, valued and timely assurance over the effectiveness of credit risk management to identify, monitor and mitigate current and emerging risks across Citibank. The Credit Review Officer is responsible for independently managing all aspects of his or her assigned Review Entity.
Tasks
- Assess the effectiveness of credit risk management at Citi and the ability of the Business and Independent Risk to identify, monitor and mitigate current and emerging credit risks
- Manage CRR Wholesale Review Entities through quarterly Business Monitoring and periodic Reviews leveraging AI tools
- Assess the quality of assigned portfolios and relationships
- Assess the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings
- Prepare Credit Assessment Documents in accordance with CRR Manual and Review Guides
- Evaluate the appropriateness of Corrective Action Plans resulting from Reviews or Business Monitoring
- Communicate concerns and/or emerging risks that may impact the assigned Review Entity to Credit Review Team Managers
Conditions & benefits
Cafeteria ProgramHome Office AllowanceFor colleagues working in hybrid work modelsPaid Parental Leave ProgramMaternity and paternity leavePrivate Medical Care ProgramPrivate Medical Care Program and onsite medical rooms at our officesPension Plan ContributionContribution to voluntary pension fundGroup Life InsuranceEmployee Assistance ProgramLearning and development programsAccess to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
Requirements
- Minimum 6 years of relevant professional experience in Banking, Finance, Accounting, Economics, or Business required.
- Administration or similar with Credit or financial statement analysis experience
- Strong analytical skills, with the ability to identify root causes and trends and anticipate horizon issues
- Fully conversant in credit policy matters
- Good knowledge of capital markets products, including derivatives
- Ability to recognize emerging risks, including operational risk
- Expert in risk analysis and risk management processes for one or more products and lending areas
- Developed project management skills
- Proficient in Microsoft Office (Word, Excel, and PowerPoint) and comfortable using AI-enabled productivity and analytics tools consistent with Citi's policies
- Strong interpersonal skills with ability to build and maintain relationships and exert influence without direct authority
- Strong written and verbal communication skills
- Fluency in both written and verbal English
- Bachelor's/University degree, Master's degree preferred.