Underwriter
1,230,737 – 2,063,530 Ft / month
Employer · Citi
Financial analyst
Loan officerFull-timeBudapest
Citi Commercial Bank provides global and local banking capabilities and services to emerging and mid-sized corporations worldwide. The position is located in Budapest and provides a great opportunity to leverage interpersonal and relationship management skills in a professional environment.
Tasks
- Prepare complex credit applications; check their completeness, request clarifications if necessary, and assess them in the context of valid and relevant policies, procedures and guidelines.
- Lead role in credit due diligence, package preparation, financial projections and execution of facility documentation following credit approval.
- Provide backup to the team manager, lead projects and initiatives and mentor junior team members as needed.
- Make competent credit decisions according to the assigned personal Credit Officer (CO) Limit and in line with relevant policies, procedures and guidelines.
- Follow and monitor the portfolio of assigned clients through their lifecycle and proactively escalate all potential credit issues in a timely manner, acting as the First Line of Defense.
Requirements
- University degree.
- At least 7 years of relevant banking experience (analytical, relationship management, EW, or remedial position) or another relevant position in a banking institution.
- Deep knowledge of financial statements and financial analysis and accounting rules, primarily IFRS EU.
- Deep understanding of bank products, collateral types, loan documentation standards, financial and non-financial covenants.
- Strong verbal and written communication skills in English.