Credit Review Officer
Employer · Citi
Financial analyst
Loan officer
Business analystFlexibleFull-timeBudapest
Credit Risk Review (CRR) provides independent, objective, reliable, valued and timely assurance over the effectiveness of credit risk management to identify, monitor and mitigate current and emerging risks across Citibank. The Credit Review Officer is responsible for independently managing all aspects of his or her assigned Review Entity, utilizing AI-enabled tools and conducting business monitoring and reviews.
Tasks
- Assess the effectiveness of credit risk management at Citi and the ability of the Business and Independent Risk to identify, monitor and mitigate current and emerging credit risks
- Manage CRR Wholesale Review Entities through quarterly Business Monitoring and periodic Reviews
- Assess the quality of assigned portfolios and relationships, including identification and evaluation of emerging risks
- Assess the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings
- Assess the effectiveness of the credit risk processes and standards of assigned Review Entity
- Assess Business and Risk staffing levels to determine the effects on assigned Review Entity
- Prepare Credit Assessment Documents in accordance with the CRR Manual and Review Guides
- Evaluate the appropriateness of Corrective Action Plans resulting from Reviews or Business Monitoring
- Maintain accountability for the quality and consistency of work products
- Assist CRR Wholesale Team Managers, Segment Heads, and Head of CRR Wholesale on regional and/or global tasks
- Communicate concerns and/or emerging risks that may impact the assigned Review Entity
- Travel requirement - 25% of the time